R 181452Z JUL 25 MARADMIN 335/25 MSGID/GENADMIN/CMC MRA MF WASHINGTON DC// SUBJ/SERVICEMEMBERS’ GROUP LIFE INSURANCE (SGLI), FAMILY SGLI  (FSGLI), AND VETERANS’ GROUP LIFE INSURANCE (VGLI) PREMIUM RATE REDUCTIONS EFFECTIVE 1 JULY 2025// REF/A/DOC/VA/14JAN25// REF/B/DOC/USMC/17APR18// NARR/REF A IS GUIDANCE FROM THE DEPARTMENT OF VETERANS AFFAIRS (VA) ON SGLI AND FSGLI PREMIUM RATE ADJUSTMENTS.  REF B IS MARADMIN  220/18, IMPLEMENTATION OF THE SERVICEMEMBERS GROUP LIFE INSURANCE  (SGLI) ONLINE ENROLLMENT SYSTEM (SOES). // POC/G. CASTLE/GS-13/UNIT: MFPC/-/TEL: 703-784-9512. // GENTEXT/REMARKS/1.  Purpose.  To inform all Marines of upcoming  premium rate reductions for Servicemembers’ Group Life Insurance  (SGLI) and Family Servicemembers’ Group Life Insurance (FSGLI). 2.  SGLI Premium Reduction.  Beginning 1 July 2025, all SGLI  policyholders will receive a premium rate reduction from $0.06 to  $0.05 per $1,000 of coverage per reference (a).  2.a.  This change reduces the monthly premium for maximum coverage  ($500,000) from $30 to $25. 2.b.  Including the $1 monthly Traumatic Injury Protection fee, the total monthly cost for maximum coverage will be $26, saving  Marines up to $60 annually. 2.c.  No action is required. Discounted premiums will automatically  be deducted from the Service Members’ pay. 3.  FSGLI Premium Reduction.  Beginning July 1, 2025, all FSGLI  members will see a premium discount at all age brackets, ranging  from 11 percent to 22 percent.  Most of those insured will see a  discount of approximately 13 percent per reference (a). 3.a.  Discounted rates will automatically reflect on Leave and  Earnings Statements based on spousal age in Defense Enrollment  Eligibility Reporting System. 3.b.  No action is required from the Service Member. 4.  Review and Enrollment.  Service Members are encouraged to review  SGLI and FSGLI elections via the SGLI Online Enrollment System  (SOES) on milConnect via https://milconnect.dmdc.osd.mil. 5.  As required by reference (b), Commanders will ensure their  Marines make an election in SOES upon joining the unit,  review/update of the Record of Emergency Data, reenlistment, at the  request of the Marine, request for accelerated benefits, prior to  deployment, upon activation/mobilization or permanent change of  station and prior to appellate leave or separation. 6.  For more information, visit https://www.va.gov/life-insurance. 7.  Release authorized by Lieutenant General Michael J. Borgschulte, Deputy Commandant for Manpower and Reserve Affairs.//